It may not come as a surprise to many of you that making new changes in your life can be difficult, and it is the natural human tendency to procrastinate even when we know that taking that first step will lead to better outcomes.
Indecision can be costly, financially and mentally.
This new environment in which we suddenly find ourselves is a testament to the need to make fast and drastic changes as our very lives depend on it. And we have, even though it was and still is scary, trying, and difficult. It comes with its own challenges; we are still managing and will continue to do so because it is a matter of life and death.
Now, let’s take a look at another life and death struggle that we are in every day that take up much of our time, energy, and leaves us stressed - the fear of financial ruin. What I have found is that even in the best of times, we don’t want to recognize our financial weaknesses, no matter how they have come about. And there is something to be said about being careful with that information. Now with the national and global financial volatility we find ourselves in, not speaking to someone about your financial concerns and addressing them can leave you in a more desperate financial situation than you may already find yourselves in.
It might be difficult to know what questions to ask and when to ask them. As a Financial Myeloma Coach, I am available free of charge to help you navigate your financial lives. I am an advocate for you - not the hospital, not the treatment center, not your doctor, but for you. I endeavor to help prevent and or reduce financial stress/toxicity which is the predominant concern when dealing with a chronic illness. If you feel that paying for your medications or medical treatment bills are putting a strain on your finances, please call me. Even if you feel everything is manageable now but may become difficult in future, call me. Don’t wait until the bottom falls out to seek help. You may have had your treatment changed as a result of not being able to go into the doctor office for treatment. (intravenous vs oral meds). Is this new treatment going to cost you more? The Covid-19 has presented additional opportunities for financial assistance.
I can be reached on the Myeloma Coach website. Ask for a consultation with me as your financial coach. You may also submit questions via the ask your coach a question in the same site. I will reach back out within 24-48 hours to address your concerns. Any discussion we have is always confidential. Having been a caregiver to my husband who had myeloma, I totally understand the cost and time involved with managing your illness, and as a financial advisor and patient advocate, can help minimize the financial impact.
Diahanna Vallentine, BCPA
about the author
Diahanna is the Financial Program Manager for the HealthTree Foundation, specializing in financial help for multiple myeloma and AML patients. As a professional financial consultant and former caregiver of her husband who was diagnosed with multiple myeloma, Diahanna perfectly understands the financial issues facing myeloma patients.