Everyone need to be aware of and read the annual changes to your Medicare plan which you will be receiving soon if you haven't already received. There are many changes this year including premium, copay, deductibles and max out of pocket increases as well as changes to covered providers. Many PPO plans are being dropped as well. Make sure you have the coverage you need. I will be hosting an open Q and A on the 1st Tuesday in October right before open enrollment begins to help you navigate this season.