Hello all, My husband turns 65 this year and will shift to Medicare. He is the main policy holder for myself and our young-adult son. We are trying to find out how this will affect my coverage, since I have extremely high medical costs that our Regence Blue Cross insurance has always generously covered. I understand I will need to get a new policy, but I am extremely worried about what that policy might be and what it might cost. Has anyone else been through this and what advice do you have? Also, Regence is playing hard-ball with the hospital system that is my main provider - their contract has expired and they are telling me I may have to move doctors if they don't reach a new contract by year's end. I have been with Regence for years, but do not want to move hospital systems because it would mean losing the doctors I have worked with for years, who have kept me alive, and who are the best in the state. It's possible they will reach a contract, but should I even get a new policy with Regence or find another insurer who also contracts with my hospital? How risky is that, given my high medical expenses? What are my options? Thank you so much.