Medicare Advantage plan participants should be aware of upcoming changes and reach out to their plans. "UnitedHealthcare, Humana and Aetna are eliminating unprofitable Medicare Advantage plans, exiting unprofitable markets and scaling back benefits, and Cigna, Premera Blue Cross and others are exiting the MA business entirely. Insurers are also raising premiums and reducing broker commissions as they struggle to adapt to a new risk adjustment model, according to Brooks Conway at Oliver Wyman. A million or more MA subscribers may be affected and may have to find a new plan, switch to conventional Medicare or find in-network health care providers." MedCity News If assistance is needed, please reach out to Healthtree and ask for a financial coach.