For the Newly Diagnosed: Questions to Ask About Paying For Cancer Treatment

If you're newly diagnosed with cancer, it's beneficial to know what questions to ask your healthcare team. For many people facing a cancer diagnosis, this is a daunting task. Our HealthTree community is here to assist you every step of the way, from diagnosis through long-term treatment and survivorship.

FAQ: What to know about paying for cancer treatment

Q: How can I communicate my questions and concerns to my doctor when they are on a tight schedule?

A: Consider calling ahead and letting your team know you have some questions you would like addressed in your next appointment. They may be able to provide you with a few more minutes. Then prepare by writing those questions and concerns down. Think about what you want your healthcare team to know about you personally and your goals as you explore treatment options. Get tips to discuss your priorities with your doctor at Cancer Support Community.

Q: Who should I talk to about the cost of my treatment?

A: There are many people who may be able to help you navigate your care costs. These include:

• Doctors or other care providers

• Oncology patient navigators

• Social workers

• Patient advocates

Q: What questions can I ask my doctor about the cost of care?

A: Ask your doctor about all treatment costs and where treatment will be given.

Q: What should I consider when choosing a cancer care center?

A: Your insurance my require you to go to a care center that is in network. It is important to be familiar with your health insurance plan to understand what they expect.

Q: How can I get the most out of my appointments with my doctor?

A: Bring a family member or friend with you to all of your medical appointments. This person is invaluable as they know you and can relay your doctor changes your doctor is unaware of. They can also take notes during your appointment and catch the information you may miss.

Questions to ask your care team about your treatment plan and paying for cancer care

You may feel like you need to make an immediate decision after your diagnosis. For many people diagnosed with cancer, you have time to consider all of your options. Take a moment to digest your diagnosis, then ask how much time you have to make a decision and begin treatment. This can give you time to understand all of your options.

Consider asking your care team these questions:

• What is the exact name of my type of cancer?

• How is my cancer staged?

• Are there biomarker or genetic tests that can help guide my treatment decisions?

• What is the best course of treatment for my type of cancer?

• How well has it been shown to work?

• How will the treatment be given?

• How often will this treatment be given?

• Can I get a second opinion? Will my insurance cover the costs?

• Is the treatment facility you are recommending in my health plan's network? If not, can you help me find a facility within my plan network?

• How much will I have to pay out of pocket?

• Will I need to lose time from work for my treatment?

• Are there ways to change my treatment schedule to work around my job or childcare?

• If my ability to work is impacted, is there someone to assist me applying for medical leave or disability insurance?

• What do you recommend if I cannot afford the prescribed treatment plan? Are there other equally effective, less-expensive options for treatment?

• Does my health insurance company need to approve any or all of the treatment plan before I begin receiving treatment? Who needs approval?

A cancer diagnosis can raise a lot of personal issues, including feelings of depression, anxiety, fear, and confusion. These are all normal feelings and are experienced by many people diagnosed with cancer. You may want to consider treatment decision counseling available with licensed mental health professionals who can help patients process information. There are resources available to assist patients. Please go to cancersupportcommunity.org or call 888-793-9355.